Borrowers are required to make fixed payments at regular intervals, usually monthly, bi-weekly, or monthly, using a fixed or variable interest rate. Businesses also use

The secondary market provides a guaranteed payment stream for investors, and allows banks to sell loans for a quick premium. Government guaranteed small business loans

Factors that affect US housing demand, including nonfarm payrolls, mortgage rates, blackwell global investments US gross domestic product (GDP), and demographics, also play an important